New Member FAQs

You can electronically sign your loan contract. We are 100% online and follow paperless procedures. When you receive your loan contract via email, you will sign your contract online. After that, a copy of your signed loan documents will be sent to your registered email account.

You can apply to refinance your loan with Swoosh after six months of repaying your first loan.

Yes, you can apply for a loan with us if you can afford both loans. As a good thumb rule, it is always better to repay your first loan and then apply for a second one.

We follow responsible lending regulations; you must explain the reasons behind borrowing money.

Our application process is 100% online, simple, and quick. You can quickly finish it in just 3-easy steps to get your quick loan.

• Complete an online application on your mobile phone, computer, or tablet. Applications only take minutes.
• Approval of your loan is provided within minutes.
• After approval, an offer is sent to you via email. Once you accept it and sign the contract, we'll send you money directly to your bank account or prepaid card as per your preference.

Approval of your loan is provided within a few minutes. Most of our applicants get instant decisions within 10-15 minutes.

Yes, online loans are 100% legit. However, it is recommended to thoroughly check and search about online loan providers and only choose a reputable and legit lender.

Getting a loan without a bank account is difficult but impossible. Some options and lenders offer loans with no bank account. They provide loan amounts in cash or prepaid top-up card or debit card.

You can apply for a loan of $100-$5,000 online at Nocheckingaccountloans.com—it's completely free to apply!

Unlike conventional loans such as bank loans, online loans are fast and straightforward. You can get your cash as soon as the same day of application. That's why online loans are more popular.

Once you return a signed contract electronically, we'll deposit the funds directly into your bank account within 10-15 minutes.

Yes, now all the payday loan lenders work as per the regulations of United States responsible lending laws. Responsible lenders must take reasonable steps to ensure you can repay the loan before they approve your application.

If a payday lender conducts a credit check when you apply for a loan, it will automatically show up in your credit report. This is not a thing of fear, but if you can't make repayments of your payday loans, then it shows up in your credit report as a default and negatively affects your credit score.

Once you complete our online application and get loan approval, we can dispatch the money you need within 10-15 minutes. Usually, payday loans are approved and transferred money on the same day of application.

Yes, no matter your credit history, applying and getting approval for payday loans on any credit type is possible.

Yes, it might be challenging, but some lenders can transfer loan amounts in cash or transfer money to a prepaid or debit card.

Your concern is our concern and your satisfaction is important to us. If you have a complaint, please contact us.

We follow 100% transparency and honesty processes. You can visit to our policy pages for more information.

Once you fill the application, getting loan approval, and electronically signing your contract, we will transfer your funds into your preferred payment mode within 10-15 minutes.